Online Auto Insurance Quote


Are you concerned about receiving an online insurance quote? Are you concerned about the validity of an insurance company's quote? Are you concerned about being pressured to change your auto insurance policy?

To help you discover the value, ease, and no obligation of obtaining an online auto insurance quote, we are providing information about the insurance companies that most frequently provide such quotes. The ratings include financial stability and customer satisfaction with their services in five categories.

To obtain an online quote, you just enter your zip code and press the Go button. Most of these free quotes will list anywhere from 2 to 6 insurance companies servicing your area based on the zip code entered.

Enter your zip code for your FREE no obligation auto insurance quote now!
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Compare 5 or More Rates from Top Companies

Here are some of the top insurance companies that will appear based on your zip code:

  • 21st Century
  • Allstate
  • Esurance
  • Geico
  • Liberty Mutual
  • Nationwide
  • Titan
  • The Hartford (AARP)

Since A.M. Best and Standard & Poors are known for providing an accurate report on the stability for all companies in the United States, we have done the research for you. The ratings of A.M. Best and Standard & Poors are as follows:  A.M. Best highest letter grade is A , and Standard & Poors is AAA. It is recommended not to work with companies with a grade less than a B for A.M. Best and BBB for Standard & Poors.

Companies Financial Stability Rating

Company

Best

S&P

21st Century

A

A

Allstate

A

AA-

Esurance

A-

N/A

Geico

A

AA

Hartford

A

A

Liberty Mutual

A

A-

Nationwide

A

A

Titan

A

B

 

 

 

Companies Policy Holder Satisfaction Rating

J. D. Power & Associates are known for gathering data from policy holders nationwide in five categories: overall satisfaction, policy offerings, pricing, billing & payment and contacting the insurer. The data is collected annually for each company and posted on their website. The rating scale for each company is 1 to 5, with 5 being the best in each category. Each of the companies above will have the ratings by category below.

Company

Overall

Policy

Pricing

Billing

Contacting

21st Century

2

2

3

2

2

Allstate

3

3

2

3

3

Esurance

2

3

3

2

2

Geico

3

4

4

3

3

The Hartford

3

3

3

3

3

Liberty Mutual

3

3

3

3

3

Nationwide

2

3

2

3

3

Titan

n/a

n/a

n/a

n/a

n/a

Now that you know which insurance companies are rated best, you can with confidence ask for a free online no obligation quote. Get your quote now by entering your zip code in the banner below:


Compare 5 or More Rates from Top Companies

The first thing you will see is a box to enter your zip code. Enter your zip code and you will receive a list of companies and you can check them out with the charts above. Get your existing policy and enter the information from your policy into the company's form so you will receive a detailed quote comparing like coverage. Repeat this for each of the companies in your zip code list.

After receiving a quote from each company, compare the results with your existing policy's premium. If any of the premium quotes are lower than what you are currently paying, you will need to decide if switching to the new company is best for you. If none of the quotes are lower, making a change is not for you.

Switching Policies

After examining all of the quotes and some of them are lower than what you are currently paying, you will have to make a decision to switch company insurance policies. Most of the online quotes are good for a specific period of time. Decide on which company you want to switch to. If there are multiple choices, contact all of them by talking directly with the agent. Ask the agent about the following:

  • The period of time the premium covers and what happens when the policy is renewed.
  • Are any discounts available and do you qualify for any of them.
  • Contact your current policy's agent and ask them the same questions. Inform them that you are thinking about changing companies because of the premium.
  • Weigh all of the options.
  • Take a piece of paper and list the pluses and minuses of each company including your existing company.
Decide if switching companies is best for you.